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We make it easy Find a branch Find a BMO location near you Credit Cards Credit Cards Overview Card Types BMO Cash Back Credit Card Earn cash back in popular categories BMO Platinum Credit Card Low intro APR on purchases and balance transfers BMO Platinum Rewards Credit Card Earn points on everyday spending BMO Premium Rewards Credit Card Earn points on dining, hotels, airfare and more BMO Boost Secured Credit Card Improve your credit with everyday purchases Resources Activate your card Simple steps to get your card set up BMO Flex Rewards Maximize your point potential Get online support Let’s find the fastest way for you to get answers Find a branch Find a BMO location near you Loans LoansLines of Credit Overview Auto/Boat/RV Loans Home Equity Home Equity Line of Credit (HELOC) Low rates, high flexibility Fixed Rate Home Equity Line of Credit Locked-in interest rates Home Equity Loans Borrow a one-time sum Home Equity Rates Competitive options Student Loans Private Student Loans Quick and easy Refinancing Student Loans Low interest rates, long terms Personal Loans Personal Line of Credit A little extra money when you need it Savings Secured Loans Use the value in your savings Personal Loans Competitive rates for big purchases Credit Builder Program Premier Services Resources Make a one time payment Explore different payment options for your loan Payment Assistance Lets find the fastest way for you to get answers Home loan calculators Compare loan options, calculate payments and more Help me choose Choose a goal and we’ll help find the best loan option Mortgages Mortgages Overview Mortgage Rates Mortgage Options Fixed Rate Mortgage Budget easier with fixed payments Adjustable Rate Mortgage Lower monthly rates Low Down Payment Mortgages Open the door to homeownership Jumbo Mortgages For big purchases Cross-Border Mortgage Program Buy or refinance your home in the U.S. Mortgage Calculators Fixed Rate Mortgage Payments Calculate your mortgage payments My Budget Calculate your monthly payments Adjustable Rate Mortgage Payments Calculate your initial payments Down Payment Calculate your down payment Extra Payments Calculate your interest savings Rent or Own Calculate which option is better for you All calculators Explore all calculators Resources Request a pre-qualification Fill out our form and we’ll be in touch with next steps Make a one-time payment Make a payment for your mortgage, loan, or line of credit Payment Assistance Let’s find the fastest way for you to get answers Find a Mortgage Specialist Connect with a specialist nearby InvestingRetirement InvestmentsRetirement Overview Investment Options BMO Smart Portfolio Personalized portfolio management Wealth Management Plan and manage your wealth Premier Services Experienced professionals dedicated to you Retirement Options IRA Certificates of Deposit (CDs) Competitive fixed interest rates IRA Premium Savers Make contributions at your own pace Resources Get online support Let’s find the fastest way for you to get answers Switch to BMO Ready to switch? We make it easy Find a branch Find a BMO location near you Navigation s Wishing you and your loved ones a happy holiday season! During this time, our BMO branches will be closed on December 25 and January 1. You may still enjoy around-the-clock access with any of our 24/7 banking options like online and mobile banking. Learn More In observation of Veterans Day, all US retail branches will be closed on Saturday, November 11th.In observation of Veterans Day, all US retail branches will be closed on Saturday, November 11th. 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